Can a Federal Employee save money by switching his family of four to a High Deductible Health Plan (HDHP) / Health Savings Account (HSA)? Here’s another follow-up.
So far the answer is NO. We’re about $300 behind where we were last year with the conventional Blue Cross/Blue Shield (BCBS) plan.
Doctor and pharmacist visits for the month of June bring the 2013 Aenta YTD total to $3962, versus $3647 with BCBS (basic) during the same time period in 2012.
(Update 7/01): Aetna’s social media department (@AetnaHelp) contacted me via Twitter about 45 minutes after this post went live on Twitter. We are in contact and working through the pharmacy claim.
(Update 7/15): Aetna’s social media department (@AetnaHelp) notified me via email that they located and processed the pharmacy claim. The check is being mailed to my home address.
I’ve been receiving a rash of crummy customer service lately. It’s either a run of bad luck or I have the gall to expect an actual product or service when I pay for it.
My latest food fight is with a pharmacy claim for $505 that Aetna has either ignored or misplaced.
I’m approaching my family’s deductible (spent ~$2600 YTD out of a $3,000 deductible), so I’m a bit suspicious.
Here’s the details: Continue reading
Got a big fat IRA balance staring you in the face, taunting you as you await your 60th birthday? Ever wish there was a way to tap your IRA funds TODAY for good use, WITHOUT PENALTY?
Well, good news. There IS a loophole where you can raid your IRA and transfer the money directly to your Health Savings Account (HSA). As with anything having to do with removing money from an IRA, there is a paperwork minefield you must navigate. You have to meet some conditions: Continue reading
Can a Federal Employee save money by switching his family of four to a High Deductible Health Plan (HDHP) / Health Savings Account (HSA)? Here’s another follow-up.
So far the answer is NO. We’re about $400 behind where we were last year with the conventional Blue Cross/Blue Shield (BCBS) plan.
Doctor and pharmacist visits for the month of May bring the 2013 Aenta YTD total to $3347, versus $2940 with BCBS (basic) during the same time period in 2012.