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		<loc>https://gubmints.com/category/consumer/cord-cutting/page/2/</loc>
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		<loc>https://gubmints.com/category/consumer/cord-cutting/page/3/</loc>
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		<loc>https://gubmints.com/page/6/</loc>
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	<url>
		<loc>https://gubmints.com/2018/07/09/cord-cutting-update-2018-sports-edition/</loc>
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	<url>
		<loc>https://gubmints.com/2018/02/26/comprehensive-tv-cord-cutting-guide/</loc>
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	<url>
		<loc>https://gubmints.com/page/7/</loc>
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	<url>
		<loc>https://gubmints.com/2017/10/28/is-instacart-the-same-as-a-butler/</loc>
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	<url>
		<loc>https://gubmints.com/2017/05/15/retire-early-using-the-solo-401k-parachute/</loc>
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	<url>
		<loc>https://gubmints.com/page/8/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/category/fsafeds/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/category/health/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2012/09/25/happy-new-year-fy13-city-pairs-announced-plus-an-air-travel-hack/</loc>
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	<url>
		<loc>https://gubmints.com/category/travel/</loc>
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	<url>
		<loc>https://gubmints.com/2012/09/23/govx-com-discounts-for-feds-and-vets/</loc>
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	<url>
		<loc>https://gubmints.com/2012/09/22/gubmints-mission-statement/</loc>
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	<url>
		<loc>https://gubmints.com/page/50/</loc>
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		<loc>https://gubmints.com/page/48/</loc>
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	<url>
		<loc>https://gubmints.com/page/49/</loc>
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		<loc>https://gubmints.com/2012/12/28/dont-retire-from-fers-in-2013/</loc>
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	<url>
		<loc>https://gubmints.com/2015/12/14/the-60-day-interest-free-loan-sitting-in-your-wallet/</loc>
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	<url>
		<loc>https://gubmints.com/2014/01/31/the-new-myra-account-means-everyone-can-buy-the-tsp-g-fund/</loc>
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	<url>
		<loc>https://gubmints.com/2013/02/26/tsp-g-fund-made-whole-roth-tsp-update/</loc>
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	<url>
		<loc>https://gubmints.com/2013/02/11/tsp-to-consider-in-plan-roth-conversions/</loc>
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	<url>
		<loc>https://gubmints.com/2015/10/06/most-feds-to-pay-10-6-fehb-rate-hike-in-2016/</loc>
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	<url>
		<loc>https://gubmints.com/2014/12/08/idiots-guide-to-day-trading-the-tsp/</loc>
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	<url>
		<loc>https://gubmints.com/2014/11/10/opm-announces-fehb-premium-hikes-for-2015/</loc>
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	<url>
		<loc>https://gubmints.com/2014/06/22/feds-kiss-your-bonus-goodbye/</loc>
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	<url>
		<loc>https://gubmints.com/2013/08/07/a-new-chapter-for-gubmints/</loc>
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	<url>
		<loc>https://gubmints.com/2013/06/07/gubmints-career-advice-part-4-why-pursue-a-federal-job/</loc>
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	<url>
		<loc>https://gubmints.com/2013/02/22/friday-federal-furlough-fiesta/</loc>
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	<url>
		<loc>https://gubmints.com/2013/01/13/fehb-its-time-to-preview-the-2018-cadillacs/</loc>
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	<url>
		<loc>https://gubmints.com/category/federal-employee-pay/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/health-care-premiums/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/sequestration/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/01/09/war-stories-featuring-amazon-prime/</loc>
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	<url>
		<loc>https://gubmints.com/category/fehb/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/anthem-security-breach/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/01/13/10-reasons-structured-cds-suck/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/investing/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2016/04/04/tv-cord-cutting-for-dummys-part-ii/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/ott/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/vmvpd/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/thrift-savings-plan-withdrawals/page/2/</loc>
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		<loc>https://gubmints.com/tag/thrift-savings-plan-withdrawals/page/3/</loc>
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	<url>
		<loc>https://gubmints.com/tag/thrift-savings-plan-withdrawals/page/4/</loc>
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	<url>
		<loc>https://gubmints.com/2013/08/02/fehb-aetna-hdhphsa-cost-update-july/</loc>
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	<url>
		<loc>https://gubmints.com/2012/12/12/more-fiscal-cliff-notes-for-federal-employees/</loc>
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	<url>
		<loc>https://gubmints.com/2013/01/03/tsp-tip-nuggets-for-federal-employees-in-the-fiscal-cliff-deal/</loc>
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	<url>
		<loc>https://gubmints.com/2013/03/05/tsp-issues-guidance-for-sequestration-plus-other-tsp-news/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/tv-cord-cutting/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2012/10/14/fehb-health-premiums-on-the-rise-for-2013/</loc>
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	<url>
		<loc>https://gubmints.com/2012/12/01/fiscal-cliff-diving-sequestration-will-cost-you-around-4000/</loc>
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	<url>
		<loc>https://gubmints.com/tag/federal-employee-pay/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/04/16/heartbleed-passwords-that-feds-and-veterans-must-change-now/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/02/27/calculate-your-federal-furlough-take-home-pay/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/01/06/republic-wireless-moto-x-review-30-day-test-drive/</loc>
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	<url>
		<loc>https://gubmints.com/2014/09/30/gubmints-highlights-from-year-two/</loc>
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	<url>
		<loc>https://gubmints.com/tag/nfl-draft-buzzword-bingo/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/05/17/my-relationship-with-ooma-gets-complicated/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2012/10/24/thrift-savings-plan-and-you-best-friends-forever/www.tsp/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/401k-witdrawals/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2012/12/27/debt-ceiling-maneuvers-treasury-to-raid-tsp-g-fund-again/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/11/03/3-in-4-feds-forsake-maximum-tsp-benefit/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/10/10/yapta-review-yet-another-pitiful-travel-app/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/10/09/earn-600-with-navy-federal-flagship-rewards-card/</loc>
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	<url>
		<loc>https://gubmints.com/2013/09/30/10-hikes-in-fehb-health-care-premiums-for-2014/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/01/08/gao-report-on-treasury-g-fund-raid/</loc>
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	<url>
		<loc>https://gubmints.com/tag/roth-tsp/page/2/</loc>
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	<url>
		<loc>https://gubmints.com/2013/07/01/fehb-aetna-hdhphsa-cost-update-june/</loc>
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	<url>
		<loc>https://gubmints.com/2013/06/03/fehb-aetna-hdhphsa-cost-update-may/</loc>
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	<url>
		<loc>https://gubmints.com/2013/02/02/aetna-hdhphealth-savings-account-hsa-january-costs/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/07/14/obamacare-veterans-should-not-apply/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/11/18/plansmartchoice-a-flawed-fehb-open-season-analysis-tool/</loc>
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	<url>
		<loc>https://gubmints.com/category/fehb/fehb-aetna/</loc>
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	<url>
		<loc>https://gubmints.com/tag/federal-employee-health-benefit-fehb/</loc>
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	<url>
		<loc>https://gubmints.com/tag/hsa/</loc>
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	<url>
		<loc>https://gubmints.com/tag/medical-fsa/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/05/06/do-you-want-private-mortgage-insurance-with-that-car-loan/</loc>
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	<url>
		<loc>https://gubmints.com/2013/02/13/obamacare-whips-federal-employee-health-benefit-tricare/</loc>
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	<url>
		<loc>https://gubmints.com/2014/04/11/has-obamacare-made-fehb-a-better-health-plan/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/12/18/obamacare-veterans-still-need-not-apply/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/obamacare/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/04/22/the-dts-99-cent-travel-hack/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/category/federal-employee-benefits/page/5/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/category/federal-employee-benefits/page/6/</loc>
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	<url>
		<loc>https://gubmints.com/2014/02/05/6-ways-to-make-the-credit-card-company-your-poodle/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2013/12/26/does-fsafeds-benefit-fall-short-of-private-sector-fsas/</loc>
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	<url>
		<loc>https://gubmints.com/category/federal-employee-benefits/page/7/</loc>
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	<url>
		<loc>https://gubmints.com/category/federal-employee-benefits/page/16/</loc>
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	<url>
		<loc>https://gubmints.com/category/federal-employee-benefits/page/14/</loc>
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	<url>
		<loc>https://gubmints.com/category/federal-employee-benefits/page/15/</loc>
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	<url>
		<loc>https://gubmints.com/category/commuting/</loc>
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	<url>
		<loc>https://gubmints.com/2013/01/02/update-fiscal-cliff-deal-still-hikes-taxes-by-2200/</loc>
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	<url>
		<loc>https://gubmints.com/category/taxes/page/2/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/category/fers-retirement/page/5/</loc>
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	<url>
		<loc>https://gubmints.com/scd-audit/</loc>
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	<url>
		<loc>https://gubmints.com/category/fers-retirement/page/6/</loc>
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	<url>
		<loc>https://gubmints.com/category/fers-retirement/page/7/</loc>
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		<loc>https://gubmints.com/category/fers-retirement/page/14/</loc>
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	<url>
		<loc>https://gubmints.com/category/fers-retirement/page/13/</loc>
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	<url>
		<loc>https://gubmints.com/category/thrift-savings-plan/page/5/</loc>
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	<url>
		<loc>https://gubmints.com/category/thrift-savings-plan/page/7/</loc>
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	<url>
		<loc>https://gubmints.com/category/thrift-savings-plan/page/14/</loc>
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	<url>
		<loc>https://gubmints.com/2017/02/20/join-lending-club-today-and-earn-3-38/</loc>
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	<url>
		<loc>https://gubmints.com/tag/thrift-savings-plan/page/13/</loc>
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	<url>
		<loc>https://gubmints.com/2013/05/28/gubmints-military-to-civilian-career-advice-part-3/</loc>
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	<url>
		<loc>https://gubmints.com/2013/05/22/gubmints-military-to-civilian-career-advice-part-2/</loc>
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	<url>
		<loc>https://gubmints.com/tag/debt-ceiling/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/tag/fiscal-cliff/</loc>
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	<url>
		<loc>https://gubmints.com/tag/taxmageddon/</loc>
	</url>
	<url>
		<loc>https://gubmints.com/2014/08/18/5-reasons-why-thrift-savings-plan-tsp-sucks/</loc>
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	<url>
		<loc>https://gubmints.com/2016/07/04/surviving-a-hack-attack-on-your-wordpress-blog/</loc>
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	<url>
		<loc>https://gubmints.com/2013/10/24/6-land-mines-to-avoid-when-leaving-a-health-savings-account/</loc>
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	<url>
		<loc>https://gubmints.com/tag/fehb-open-season/</loc>
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	<url>
		<loc>https://gubmints.com/2013/09/13/what-happens-to-federal-employee-benefits-at-separation/</loc>
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	<url>
		<loc>https://gubmints.com/category/retirement/page/5/</loc>
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		<loc>https://gubmints.com/category/retirement/page/6/</loc>
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		<loc>https://gubmints.com/category/retirement/page/7/</loc>
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		<loc>https://gubmints.com/category/retirement/page/15/</loc>
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		<loc>https://gubmints.com/category/retirement/page/13/</loc>
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	<url>
		<loc>https://gubmints.com/category/retirement/page/14/</loc>
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		<loc>https://gubmints.com/2013/09/23/comnavresforcom-kicks-navy-irr-reservists-to-the-curb/</loc>
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	<url>
		<loc>https://gubmints.com/2013/11/04/every-tsp-hardship-withdrawal-dollar-costs-you-57-cents/</loc>
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	<url>
		<loc>https://gubmints.com/tag/military-retirement-pay/</loc>
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		<loc>https://gubmints.com/2014/03/27/tsp-to-ignore-recommended-new-fund-offering-again/</loc>
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	<url>
		<loc>https://gubmints.com/2014/03/20/at-99-per-year-is-amazon-prime-still-worth-it/</loc>
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	<url>
		<loc>https://gubmints.com/category/career/</loc>
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	<url>
		<loc>https://gubmints.com/category/transportation-incentive-program-tip/</loc>
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		<loc>https://gubmints.com/tag/commuting-costs/</loc>
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		<loc>https://gubmints.com/tag/federal-employee-fers-annuity-increase-2013/</loc>
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		<loc>https://gubmints.com/tag/transportation-incentive-program-tip/</loc>
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		<loc>https://gubmints.com/tag/fers-deferred-annuity/</loc>
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	<url>
		<loc>https://gubmints.com/2013/08/29/prime-your-amazon-account-for-free-consumer-hack/</loc>
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		<loc>https://gubmints.com/2013/04/05/transportation-incentive-program-tip-field-test-update/</loc>
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		<loc>https://gubmints.com/2013/10/11/are-you-eligible-for-a-fers-retirement-annuity/</loc>
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	<url>
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	<url>
		<loc>https://gubmints.com/category/military-service-credit-deposit/page/2/</loc>
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		<loc>https://gubmints.com/category/service-computation-date/page/2/</loc>
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		<loc>https://gubmints.com/tag/service-computation-date/page/2/</loc>
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		<loc>https://gubmints.com/2013/02/08/friday-federal-furlough-roundup/</loc>
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	<url>
		<loc>https://gubmints.com/tag/federal-employee-furlough/</loc>
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	<url>
		<loc>https://gubmints.com/2013/03/15/gubmints-federal-furloughsequestration-survival-guide/</loc>
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	<url>
		<loc>https://gubmints.com/2013/03/07/fehb-aetna-hdhphsa-cost-update-february/</loc>
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	<url>
		<loc>https://gubmints.com/tag/life-insurance/</loc>
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	<url>
		<loc>https://gubmints.com/2013/07/12/use-of-transportation-incentive-program-like-stealing-gas/</loc>
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	<url>
		<loc>https://gubmints.com/2013/05/10/if-buying-a-new-tv-was-like-purchasing-healthcare/</loc>
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	<url>
		<loc>https://gubmints.com/2014/01/29/how-and-where-to-invest-in-structured-cds/</loc>
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	<url>
		<loc>https://gubmints.com/2013/02/04/245-transportation-incentive-program-benefit-is-official/</loc>
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	<url>
		<loc>https://gubmints.com/tag/penfed-cash-back-reward-credit-card/</loc>
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	<url>
		<loc>https://gubmints.com/2013/01/23/beltway-outsider-does-a-higher-mpg-car-pay-for-itself/</loc>
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	<url>
		<loc>https://gubmints.com/tag/fehb/</loc>
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	<url>
		<loc>https://gubmints.com/tag/fsafeds-flexible-spending-account/</loc>
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		<loc>https://gubmints.com/2013/12/11/book-review-theory-of-financial-relativity-by-daniel-moore/</loc>
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	<url>
		<loc>https://gubmints.com/2013/10/28/3-reasons-the-government-shutdown-created-a-lost-quarter/</loc>
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	<url>
		<loc>https://gubmints.com/2013/07/10/having-fun-on-your-federal-furlough-day/</loc>
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	<url>
		<loc>https://gubmints.com/2013/06/21/freedompop-overdrive-pro-review-freedompop-sells-bricks/</loc>
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	<url>
		<loc>https://gubmints.com/2013/04/02/fehb-aetna-hdhphsa-cost-update-march/</loc>
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		<loc>https://gubmints.com/2013/01/06/fiscal-cliff-fight-club-government-shutdown-edition/</loc>
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	<url>
		<loc>https://gubmints.com/2013/01/15/fiscal-cliff-fight-club-administrative-furlough-edition/</loc>
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	<url>
		<loc>https://gubmints.com/tag/federal-pay-freeze/</loc>
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	<url>
		<loc>https://gubmints.com/2013/03/19/new-tsp-fund-choices-3rd-party-study-endorses-new-fund/</loc>
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	<url>
		<loc>https://gubmints.com/2013/06/14/hsa-funds-running-low-consider-transfering-from-your-ira/</loc>
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