ABOUT GubMints is Eddie Wills I started Gubmints.com to provide Personal Finance, Benefits, and life advice for Federal Employees and Veterans. I may veer off to other topics on occasion, but I promise to keep the posts informative, timely, and accurate. My goal is to help federal employees and veterans learn more about the benefits available to them so they have more energy for their families, jobs, and other goals they may have. About me: I am a Navy Veteran (submarines) who has earned a Master’s Degree in Personal Finance from the College for Financial Planning and a BS in Engineering from the United States Naval Academy. I work part-time at a municipality in the San Diego Area. I am Retired from the Naval Reserve (2018), and have also earned a FERS Deferred Retirement (2013). I semi-retired from full-time work at age 50.