Military Service Credit Deposit


Special thanks to Ryan Guina over at The Military Wallet for featuring me on Military Wallet Podcast #21!.

I especially enjoyed chatting with Ryan and sharing my experiences calculating the value of a Military Service Credit Deposit for Federal Employees.

Ryan put in some extra efforts to make this podcast episode happen, including some post-production to clean up the Skype audio during the last few moments of the discussion.

You can find the podcast here (be sure to leave Ryan a review/star rating on iTunes).


It’s been a busy last  few weeks.

Posts have been a bit light as I’ve spent my efforts on fighting a malware attack on the blog (more about this later).   This focused my time on the administrivia of running the Gubmints blog instead of providing good content.  But don’t worry- There’s plenty more to come.

I’ve been receiving lots of inquiries about how to calculate a Military Service Credit Deposit to ensure proper calculation of the FOUR Service Computation Dates for federal employees.    I decided to model the Gubmints SCD Audit service and pricing similar to the Service Record Audit that Association of the United States Navy (AUSN) provides to its members who are up for a promotion board (I had my service record audited prior to my O-5 board and was very happy with the Navy Service Record Audit provided by AUSN).

For those of you Feds who are Veterans, I’m offering a new service to calculate and/or Audit your Military Service Credit Deposit.  I’ll do this both for veterans with Full Retirement (20+ years Active Duty) or discharged Veterans with a DD-214.

You can find out more about the Military Service Credit Deposit audit service by clicking ‘SCD Audit‘ above in the Navigation Bar.  Feedback is always welcome!


I recently received my final Civilian LES (Leave and Earnings Statement).

Since I had already received my final Pay Check/LES from Uncle Sugar, this LES contained zero pay, but it did have information vital to applying for my FERS Deferred Annuity.  I’ve already covered the details of what is and is not included in a FERS Deferred Annuity here, so be sure to review your  potential benefits before making the final decision to pull the ripcord.  The final LES contained: Continue reading

Quitting work for Uncle Sugar is not as straightforward as you think it would be.

In my case, I briefed my supervisor about the competing job offer I accepted, then I coordinated with our administrative specialist to generate my separation date, “request for personnel action”, and final SF-50 (Notice of Personnel Action).

I did not need to fill out a huge list of forms, but I’m sure the process was rather involved on the HR end.  The SF-50 is generated by an SF-52 (Request for Personnel Action).

The SF-52 has about two hundred codes for why you are leaving the employ of Uncle Sugar, but for all these codes, there is no code in existence that says “The Employee is departing of his/her own Free Will“.   Fascinating- I must be the first person ever to resign from Federal Employment on my own volition [/sarcasm]. Continue reading