Military Service Credit Deposit


Special thanks to Ryan Guina over at The Military Wallet for featuring me on Military Wallet Podcast #21!.

I especially enjoyed chatting with Ryan and sharing my experiences calculating the value of a Military Service Credit Deposit for Federal Employees.

Ryan put in some extra efforts to make this podcast episode happen, including some post-production to clean up the Skype audio during the last few moments of the discussion.

You can find the podcast here (be sure to leave Ryan a review/star rating on iTunes).


It’s been a busy last  few weeks.

Posts have been a bit light as I’ve spent my efforts on fighting a malware attack on the blog (more about this later).   This focused my time on the administrivia of running the Gubmints blog instead of providing good content.  But don’t worry- There’s plenty more to come.

I’ve been receiving lots of inquiries about how to calculate a Military Service Credit Deposit to ensure proper calculation of the FOUR Service Computation Dates for federal employees.    I decided to model the Gubmints SCD Audit service and pricing similar to the Service Record Audit that Association of the United States Navy (AUSN) provides to its members who are up for a promotion board (I had my service record audited prior to my O-5 board and was very happy with the Navy Service Record Audit provided by AUSN).

For those of you Feds who are Veterans, I’m offering a new service to calculate and/or Audit your Military Service Credit Deposit.  I’ll do this both for veterans with Full Retirement (20+ years Active Duty) or discharged Veterans with a DD-214.

You can find out more about the Military Service Credit Deposit audit service by clicking ‘SCD Audit‘ above in the Navigation Bar.  Feedback is always welcome!

Sen. Murray and Rep. Ryan recently inked a compromise to avert another government shutdown.  Here’s how the Deal affects Federal Employees and Veterans.

Short answer:  No effect on benefits for Active Military and Active Feds, minor effect on Retired NG/Reserves, much effect on Active Duty Retired Veterans, Retired Feds, and Future Feds.
Guide for Federal Service Computation Date

Guide for Federal Service Computation Date
Now available as a Kindle eBook!

The GubMints Gouge for Maximizing your Service Computation Date has been over nine years in the making.

I developed the eBook based on personal experience, research, and input from readers here at

Some 30 percent of Federal Employees are Veterans, and Veterans receive additional Federal Service Credit depending on their military retired status and time in military service.  This enhances your federal ‘seniority’- what Uncle Sam refers to as your Service Computation Date.  Maximizing your federal Service Computation Date is critical, as mistakes can cost you thousands of dollars in:

  • Your future FERS Annuity Payout.
  • Annual Leave Accrual.

This GubMints Gouge Book will give you the tools you need to maximize your Service Computation Date, including sample forms, actual correspondence to and from Defense Finance Accounting Service (DFAS), plus a FREE calculation spreadsheet to help you determine the potential value of your Military Service Credit Deposit.

Grab a copy for your Kindle today!

Don’t have a Kindle?  That’s ok, there are free Kindle Reader apps that make your Tablet, Computer, or SmartPhone work as a Kindle eBook reader .