I recently received my final Civilian LES (Leave and Earnings Statement).

Since I had already received my final Pay Check/LES from Uncle Sugar, this LES contained zero pay, but it did have information vital to applying for my FERS Deferred Annuity.  I’ve already covered the details of what is and is not included in a FERS Deferred Annuity here, so be sure to review your  potential benefits before making the final decision to pull the ripcord.  The final LES contained: Continue reading