Land Mines to avoid when leaving an HSA

Here’s an update to one of my more popular posts regarding Veterans and ObamaCare.

As of 2014, the Affordable Care Act (ACA), aka ObamaCare (I will use the more popular nickname for the rest of the article) is being listed as an option on the military’s Tricare website.

There’s no neon sign at the top of the Tricare page alerting you to this fact. It’s not listed as a disclaimer, waiver, footnote, or disclosure on the page. You have to read between the lines and click around to figure this out.

On Tricare’s page about ObamaCare, it states that any of the Tricare plans (plus the ‘US Family Health Plan’) meets the Obamacare ‘Minimum Essential Coverage’ standard as of 2014. In other words, if you’re enrolled in one of the Tricare plans, you ‘don’t need to take any action at this time’.

For those who feel like they need to dig deeper (and I always do), there is yet another link on the right to the ‘Tricare and the Affordable Care Act’ Fact Sheet , which states (last paragraph):  Continue reading


You Got the Bonus Plan, Baby!
You Got the Bonus Plan, Baby!

There’s a lot of recent headlines regarding Federal Employee bonuses, with a corresponding amount of backlash.

Here’s last week’s screen grab from my newsreader:

BonusPlan

In the case of the infamous Phoenix VA, if you do the math, the $10 Million was divided by 2,150 Employees over 3 years- It’s an average of $1550 per year, per employee. Continue reading


Sometimes as a Personal Finance blogger I lay awake at night wondering what my next meal ticket post will be.

Then I received this fat fastball- Pitched right over the Plate- From the Navy Reserve Recruiter:

(Side rant: I receive these emails from The Navy Reserve Recruitment system because I am Individual Ready Reservist (IRR), and the Navy is trying to convince me to go back in to a paid (SELRES) status so that I can fly across the country for Drill Weekends.  The Navy recently kicked its IRR reservists to the curb as I have documented here- The Navy does not even permit its IRR reservists to access their online university (Navy Knowledge Online) to earn retirement credit points).

Back the the post.  And it’s a Doozey.  Here’s the ‘Immediate military retirement pay’ announcement I received in my inbox: Continue reading


Happy New Year!  It’s time to make some predictions for 2014 that affect Federal Employees and Veterans.

1. Feds, You’ll get your 1% raise, (if you’re still working). 

2. Then again, maybe you won’t.  
There’s no guarantee there won’t be another round of furloughs this year once the Defense Service Chiefs figure out they are going to run out of ‘Gas Money’ by August.