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Sen. Murray and Rep. Ryan recently inked a compromise to avert another government shutdown.  Here’s how the Deal affects Federal Employees and Veterans.

Short answer:  No effect on benefits for Active Military and Active Feds, minor effect on Retired NG/Reserves, much effect on Active Duty Retired Veterans, Retired Feds, and Future Feds.
Bugs Bunny Image Courtesy Warner Brothers

Bugs Bunny Image Courtesy Warner Brothers

Happy Open Season, Feds!

It’s that time of year again where 95 percent of you do nothing and keep your existing health plan (for good reasons, see below).

For the minority of you who are considering switching plans, FEHB offers you the 3rd party tool PlanSmartChoice.com, which allows you to plug-in some assumptions about your family size and frequency of medical claims.   If you’ve used PlanSmartChoice before, it retains the info you input from last year, which is nice.  Here’s what it looks like for me: Continue reading


 

If you’re an investor (and anyone with a 401k plan is), you’ve heard of the “Lost Decade”- The first ten years of this century where investing in the DJIA or S&P 500 produced little or no returns.  Recent media reports value the Government Shutdown’s lost productivity at upwards of $24 Billion, but I think it’s going to be more- Here’s why you’re about to see the “Lost Quarter” (remember, you read it here first on GubMints.com).  Continue reading