Can a Federal Employee save money by switching his family of four to a High Deductible Health Plan (HDHP) / Health Savings Account (HSA)? Here’s another follow-up.

So far the answer is NO.  We’re about $300 behind where we were last year with the conventional Blue Cross/Blue Shield (BCBS) plan.

Doctor and pharmacist visits for the month of June bring the 2013 Aenta YTD total to $3962, versus $3647 with BCBS (basic) during the same time period in 2012.

FEHB Aetna HDHP HSA costs for June 2013


Other FEHB Aetna HDHP/HSA Notes:

  • Premium pass-through (rebate) of $125 posted early-month (June 12th).
  • No visits to the dentist this month.
  • 6 months in to 2013 and we’ve burned through our  deductible (by my records).  However, the amount we’ve spent year to date towards our deductible is in dispute with the Aetna FEHB plan.  It will feel nice to have ‘real’ health insurance again soon 🙂

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