FEHB Aetna HDHP HSA Costs

Can a Federal Employee save money by switching his family of four to a High Deductible Health Plan (HDHP) / Health Savings Account (HSA)? Here’s another follow-up.

Due to either my ineptitude or Aetna’s confusing prescription drug price calculator, my family is about $200 deeper in to health care costs YTD than at this point last year with Blue Cross/Blue Shield (BCBS).

Doctor and pharmacist visits for the month of April bring the 2013 Aenta YTD total to $2414, versus $2267 with BCBS (basic) during the same time period in 2012.

FEHB Aetna HDHP HSA April 2013 costs

 

Other FEHB Aetna HDHP/HSA Notes:

  • Premium pass-through (rebate) of $125 posted mid-month (April 12th).
  • No visits to the dentist this month.
  • Stand by for rough seas- We’re filling an expensive prescription this week that will drain our HSA balance down to zero 🙁
  • 4 months in to 2013 and we’re nearly 2/3 of the way through our deductible ($1,900 spent in network out of a $3,000 HDHP deductible)- Again, hopefully there’s a light at the end of this tunnel and the benefits will soon kick in.

Subscribe to GubMints:

via RSS: via Email:
Subscribe to GubMints via RSS Subscribe to GubMints via Email

 


Leave a reply

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong> 

required