Can a Federal Employee save money by switching his family of four to a High Deductible Health Plan (HDHP) / Health Savings Account (HSA)? Here’s another follow-up.

Unbelievably, in spite of my ineptitude in researching HDHP drug costs, it’s a wash thus far.

With 2 doctor visits, 1 dentist visit, and 2 prescriptions filled this month, the running total for Aetna HDHP/HSA comes to $1865- about $10 LESS than we had spent YTD out of pocket on health care costs last year with BCBS. ย Perhaps the insurance companies know something…

FEHB Aetna HSA HDHP Costs March 2013

Other FEHB Aetna HDHP/HSA Notes:

  • Premium pass-through (rebate) of $125 posted mid-month (March 12th).
  • Still no costs out of pocket for preventative dental (!)
  • Even ‘Generic’ drugs can be pricey. We paid $62 for a Generic drug that was not on the $4 drug list ๐Ÿ™
  • After the 1st Quarter of CY13, We’re just over halfway to our $3,000 family HDHP deductible- When benefits will (hopefully) kick in.

Related Posts:

FEHB Aetna HDHP/HSA Cost Update โ€“ February

Aetna HDHP/Health Savings Account (HSA) โ€“ January Costs

FEHB Open Season โ€“ Using PlanSmartChoice to compare FEHB Health Plans

FEHB Health Premiums on the rise for 2013


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