DigitalPiggyBank

Every year I take a look at the Allocations in my retirement plan Target Date/Lifecycle funds.  I have Qualified Plans with both my (current) private sector employer and funds I left with TSP when I resigned as a Fed a few years ago.  

If you look at the same Target Date (I’m focusing on 2030), the TSP has a much more conservative allocation than the Brokerage houses like Fidelity, Schwab, and Vanguard:

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Opposite George Costanza

Opposite George Costanza

“If everything I’ve done is Wrong… then the Opposite must be Right”.


This is the time of year when people make (or break) New Years’ Resolutions.   For those who follow Tim Ferriss, there is an alternate implementation of the Resolution where you instead do a year-end review, tabulate what was Positive and Negative in the past year, then resolve to avoid the biggest Negatives in the coming year.

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