Our Rooftop Solar PPA Saved us $464 Last Year


PV_Dollars

Well, the results are in from the GubMints household experiment with Rooftop Solar.  You might recall my original Rooftop Solar Post series discussing the plusses and minuses of Rooftop Solar.

(Continue reading…) →

ObamaCare- Veterans Should Not Apply?


Land Mines to avoid when leaving an HSA

Here’s an update to one of my more popular posts regarding Veterans and ObamaCare.

As of 2014, the Affordable Care Act (ACA), aka ObamaCare (I will use the more popular nickname for the rest of the article) is being listed as an option on the military’s Tricare website.

There’s no neon sign at the top of the Tricare page alerting you to this fact. It’s not listed as a disclaimer, waiver, footnote, or disclosure on the page. You have to read between the lines and click around to figure this out.

On Tricare’s page about ObamaCare, it states that any of the Tricare plans (plus the ‘US Family Health Plan’) meets the Obamacare ‘Minimum Essential Coverage’ standard as of 2014. In other words, if you’re enrolled in one of the Tricare plans, you ‘don’t need to take any action at this time’.

For those who feel like they need to dig deeper (and I always do), there is yet another link on the right to the ‘Tricare and the Affordable Care Act’ Fact Sheet , which states (last paragraph):  (Continue reading…) →

TSP to add Fidelity, Schwab Mutual Fund Choices?


Thrift Savings Plan Guidance for Federal Furlough

While congress was hemming and hawing this past week about forcing TSP Investors to defer salary in to ‘Age Appropriate’ TSP Lifecycle funds (in lieu of the G Fund) as their automatic investment, a piece of key TSP news slipped past the radar of the Beltway Bloggers…

Recently the TSP publicized a study sanctioned by its Board of Directors to investigate the feasibility of a ‘Mutual Fund Window’ option within the TSP. This would let participants buy and sell 3rd party mutual funds in a ‘Mutual Fund Supermarket’ from agencies such as Fidelity, Schwab, Vanguard, etc.

Why? Roughly one third of TSP participants- Yours truly included- Have become a ‘very vocal minority’ and are clamoring for a few more flavors of TSP ice cream beyond Vanilla.

(Continue reading…) →

Feds, Kiss your Bonus Goodbye.


You Got the Bonus Plan, Baby!

You Got the Bonus Plan, Baby!

There’s a lot of recent headlines regarding Federal Employee bonuses, with a corresponding amount of backlash.

Here’s last week’s screen grab from my newsreader:

BonusPlan

In the case of the infamous Phoenix VA, if you do the math, the $10 Million was divided by 2,150 Employees over 3 years- It’s an average of $1550 per year, per employee. (Continue reading…) →